Terms of Service

1. Acceptance of Terms

By accessing or using the Lookinex platform at lookinex.com, creating an account, or depositing any funds, you agree to be bound by these Terms of Service, our Privacy Policy, our Risk Disclosure Statement, and our AML/CFT Policy. If you do not agree to any part of this Agreement, you must not use the Platform.

Lookinex reserves the right to update these Terms at any time. Material changes will be communicated via email and an in-platform notification at least 30 days before taking effect. Continued use after changes take effect constitutes acceptance.

2. Eligibility

To use the Lookinex Platform you must be at least 18 years of age, have the legal capacity to enter into a binding contract, and not be a resident or national of a restricted jurisdiction. Restricted jurisdictions currently include the United States of America, Iran, North Korea, Cuba, Syria, and any jurisdiction subject to comprehensive international sanctions.

3. Account Registration

3.1 Registration

You must create an account by providing a valid email address and password. All information provided must be accurate, current, and complete.

3.2 Account Security

You are solely responsible for maintaining the confidentiality of your account credentials. Notify Lookinex immediately at support@lookinex.com if you suspect unauthorized access to your account.

3.3 One Account Per Person

You may only maintain one account. Creating multiple accounts is prohibited and may result in permanent suspension of all associated accounts.

3.4 Account Verification (KYC)

Basic email verification is required to deposit and invest. Enhanced identity verification is required for withdrawals exceeding $1,000 USDT. You consent to Lookinex collecting and processing identity documents for KYC/AML compliance purposes.

4. Investment Terms

4.1 Investment Model

Each deposit you make creates one independent investment, tracked separately with its own entry date, profit history, stop-loss threshold, and current value.

4.2 Minimum Investment

The minimum deposit per investment is $100 USDT equivalent. Deposits resulting in less than $100 USDT after swap fees will be credited to your available balance without creating an investment.

4.3 Minimum Holding Period

Each investment must be held for a minimum of 48 hours before a withdrawal request may be submitted. This period begins when the deposit is confirmed on-chain and credited to your investment.

4.4 Profit Cycles

Profits are calculated and distributed at the end of each calendar month. Your share of the net distributable profit is calculated as:

Your Profit = (Your Investment Amount × Days Active in Cycle) ÷ (Sum of All Investments × Their Days Active) × Net Distributable Profit

Net Distributable Profit = Gross Fund Profit minus Performance Fee (35%) minus Monthly Management Fee (4% annual, charged monthly as ~0.333% of AUM).

4.5 Stop-Loss

You may set a personal stop-loss threshold between 20% and 50% per investment at the time of deposit. The default is 20%. If the fund's drawdown causes your investment's current value to fall to or below this threshold, your investment will be automatically exited and remaining capital returned to your available balance.

4.6 Auto-Reinvestment

You may elect to auto-reinvest credited profits for any investment. When enabled, monthly profits are added back to the investment's value and increase its pool weight in future cycles, compounding returns.

5. Fees

Fees are deducted automatically during profit cycle execution. Lookinex reserves the right to adjust fees with 30 days' written notice to existing users.

6. Deposits

Deposits are accepted in USDT (TRC20), USDT (ERC20), TRX, ETH, BNB (BSC), and BTC. All non-USDT assets are automatically converted to USDT at prevailing market rates. Each user is assigned unique deposit addresses per supported coin. Sending the wrong coin or using the wrong network will result in permanent loss of funds. Lookinex cannot recover funds sent to wrong addresses.

7. Withdrawals

7.1 Request and Freeze

When you submit a withdrawal request, your investment is immediately frozen (excluded from pool weight). The investment's value at the moment of the request is recorded as the baseline payout.

7.2 Final Settlement

Withdrawals are processed within 24 hours. The final payout amount is adjusted for any fund NAV movement between the time of the freeze and time of processing. This adjustment may be positive or negative, reflecting open positions in the fund during the processing window.

7.3 Cancellation

You may cancel a withdrawal request at any time before an admin begins processing it. The investment is then unfrozen and returned to active status.

8. Referral Program

Each registered user receives a unique referral code. You earn 2% of your referred users' net monthly profit on every profit cycle, for as long as they maintain active investments. This is paid from Lookinex's management fee — the referred user's profit is not reduced. Self-referrals and fraudulent activity will result in forfeiture of all referral earnings and account suspension.

9. Prohibited Activities

You agree not to use the Lookinex Platform to:

• Launder money, finance terrorism, or engage in any criminal activity
• Deposit funds derived from illegal sources
• Create multiple accounts or misrepresent your identity
• Attempt to manipulate, hack, or exploit the Platform or its systems
• Circumvent KYC/AML procedures
• Violate any applicable law or regulation

10. Intellectual Property

All content on the Lookinex Platform including text, graphics, logos, charts, software, and data is the exclusive property of Lookinex or its licensors. You may not copy, reproduce, distribute, or create derivative works from any Platform content without prior written permission.

11. Disclaimers and Limitation of Liability

Nothing on the Lookinex Platform constitutes financial, investment, tax, or legal advice. The Platform is provided "as is" and "as available." To the maximum extent permitted by applicable law, Lookinex and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Platform.

12. Indemnification

You agree to indemnify, defend, and hold harmless Lookinex and its affiliates from any claims, damages, losses, liabilities, costs, and expenses arising from your use of the Platform, your violation of these Terms, your violation of any applicable law, or your infringement of any third-party rights.

13. Termination

You may close your account at any time by contacting support@lookinex.com. All active investments must be withdrawn before account closure. Lookinex may suspend or terminate your account at any time if you violate these Terms, we are required to do so by law or regulation, or we reasonably suspect fraudulent or illegal activity.

14. Dispute Resolution

In the event of a dispute, you agree to first contact Lookinex at support@lookinex.com to attempt informal resolution. If not resolved within 30 days, both parties agree to submit to binding arbitration under internationally recognized arbitration rules. Class action lawsuits are expressly waived to the fullest extent permitted by law.

15. Governing Law

These Terms are governed by and construed in accordance with applicable international commercial law. Lookinex will specify the governing jurisdiction in a supplementary notice based on the entity registration applicable at the time of your account creation.

16. Contact

For questions regarding these Terms: support@lookinex.com